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Money moments

The decisions that keep people up at night.

Short, plain-language guides to the moments people actually ask about — what matters, what can wait, and the questions worth asking out loud.

Is my startup equity offer any good?

How to evaluate startup stock options or RSUs in a job offer: what the numbers actually mean, what to ask the company, and how to think about the risk.

How do I negotiate this job offer?

How to negotiate salary and total compensation without torching goodwill: what's actually negotiable, what to say, and the mistakes that cost real money.

I just came into money — now what?

A bonus, an inheritance, an IPO, a house sale: what to do first with a windfall, what can wait, and the mistakes that turn good luck into regret.

Can I actually afford this house?

How much house you can actually afford, what lenders won't tell you, and how to decide between buying and renting without the folklore.

I just got laid off — what do I do with my money?

Laid off or about to be: the money moves for the first 48 hours, the first two weeks, and the months after — severance, health insurance, 401(k), and equity deadlines.

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